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Money Matters

Entrepreneurship/ Money Matters

7 Tips for Raising Startup Capital

Guest Post: ​Elena Tahora

 Startup companies do not run on just ideas.

There is equipment involved, a place to operate and of course, people to hire. This is where ‘seed funding’ comes into play.

The seed funding is initial capital a company raised to fund the startup. The seed funding can come from the owner’s own pocket but most of the time it comes from outside. In order to raise the money you need, you have to negotiate well with investors.

Raising seed funding can be quite hard so we have gathered a few tips that may help you along the way!

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Entrepreneurship/ Freelancing/ Money Matters

5 Things to Do When Your Business Isn’t Making Money

When I started my business, I knew I was gonna make millions.

Yeah, it didn’t quite work out that way…

Chances are, when you started your company, you were planning on cashing in as well.

But what happens when hitting the motherlode Month 2 doesn’t?

What can you do when your business isn’t making money?

Does a zero profit margin mean you have to say “goodbye” and “no more” to your business brain child, or is there a few Hail Mary’s you can claim to give your entity a fighting chance?

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Career Advice/ Entrepreneurship/ Money Matters

3 Tips for Dealing with Startup Growing Pains

Not everything about starting a business is fun.

In fact, a lot of the work during the early growth stages just, well, sucks.

Yes, you read that right. 

Startups can be stressful; however, the sucky, pull-your-hair-out growth stage isn’t forever. In fact, the not-so-fun startup phase can provide you a lot of information about both your business and your market – what works and what doesn’t work – that will shape your company’s future. Being able to weather the startup storm, and respond to the growing pains of your baby biz can be a “make it or break it” phase of your entrepreneurial career.

Here are three tips for making the growth phase less “sucky”:

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Millennials/ Money Matters

6 Biggest Financial Mistakes Millennials Make

Guest Post: Riya Sander

Many individuals who are in Generation Y are now in their 30’s or are approaching this time in their lives. For many people in this age group, the tumultuous years of early adulthood have passed, and individuals are now starting to settle down, raise a family and focus on their careers.

While many are becoming more serious about life in general by the age, others have very little understanding of important financial planning concepts necessary to secure a stable future.

If you are included in this group, you may want to learn more about this so that you can improve your financial planning efforts.

Let’s look at some of the common financial mistakes individuals in this generation make!

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Career Advice/ Higher Education/ Money Matters

3 Things to Consider Before Going to Grad School

You made it.

You finished a four-year degree program.

Woohoo!!!

If you’re like many millennial college grads, you’re stoked to be finished with the ol’ bachelor’s degree, but uncertain if that diploma will open the professional doors you so desperately want.

So…you consider graduate school.

You’ve heard it’s hard, really competitive, and quite expensive. You’re concerned about finding the right program, getting approved for financing, and spending another two, three, and even four years slugging away at another higher education endeavor.  Continue Reading…

Millennial Spotlights/ Millennials/ Money Matters

Millennial Spotlight: Jen Hayes

I’m Jen.  By day, I am an HR professional and by night, I am a frugal lifestyle blogger and freelance writer.

​I am passionate about helping fellow millennials to make smarter financial choices.  After I finished grad school in 2013, I found myself underemployed and buried in $75,000 of student loan debt.

A friend recommended Dave Ramsey’s book The Total Money Makeover and I was hooked.  My husband and I are now hustling to pay off our combined $117,000 of student loans in just three years.  I write about getting out of debt, living frugally, and earning extra income on my blog Frugal Millennial. Continue Reading…

Career Advice/ Millennial Spotlights/ Millennials/ Money Matters

Millennial Spotlight: Kali Hawlk

millennial spotlight

Kali Hawlk is a content marketer who helps business owners find their focus and share their unique value through compelling content.

​She teaches entrepreneurs how to tell their story in a way that resonates with the right people. She’s also writer who shares ideas and stories on business, finance, entrepreneurship, and living mindfully and with intention.

​She’s been featured as a financial expert for Millennials in many online publications including Forbes, Fast Company, US News, and Mashable. Continue Reading…

Entrepreneurship/ Millennial Spotlights/ Millennials/ Money Matters

Millennial Spotlight: David Carlson

Meet David of Young Adult Money!

I’m David Carlson, a millennial personal finance blogger and author.

​I currently act as the editor of the blog Young Adult Money, which I started four and a half years ago.

I published a book in May 2016 called Hustle Away Debt which is focused on helping people pay off debt faster through side hustles.

I also speak on personal finance topics and help companies market to millennials.

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Freelancing/ Millennials/ Money Matters/ Workplace

3 Ways Millennials Influence Business & Finance

Guest Contributor: Christine Sato

The largest generation in U.S. history has changed the way we look at business and finance through their entirely different values and perceptions of what is important in the world today.

​Millennials have embraced a wide range of lifestyles that has shifted the traditional models of what it means to be an adult member of the United States society.

Basically, what was important to their parents, most likely holds little to no value to the millennial or at the very least, ranks much lower in their list of priorities.

​Let’s look at three ways these shifting values influence the world of business and finance. Continue Reading…